Congratulations on your purchase of a home! Being a first-time homeowner, you are likely to be looking forward to making sure you get the best value from your investment. In order to help you settle in and secure your home, we’ve created the following five key strategies to save you money and make a smooth transition to homeownership:.
1) Create a Home Maintenance Schedule
The ownership of a house comes with a lot of maintenance obligations. Make a plan for staying at the forefront of home-related chores like cleaning the gutters, changing HVAC filters and inspecting smoke detectors. Regular maintenance will help prevent unexpected costs from expensive repairs in the future and help keep your new home in top condition.
2) Get a Second Insurance Quote
If you’ve likely purchased homeowner’s insurance as part of the buying process, it’s a smart step to obtain another estimate from an insurance firm similar to ours. Independent agencies are able to compare the policies of a variety of major insurance companies, which can often provide lower rates and more favorable insurance options. Don’t be smug about getting the best price; take your time to compare and possibly save money on premiums for insurance. This is a great method to save money.
3) Make a List of Emergency Contacts
Make yourself ready for the unexpected by preparing the list of emergency contact numbers. This list should include contact numbers for local authorities as well as utility companies and trustworthy contractors to repair. Being able to access these numbers now will save you time in case of emergency, and give you an additional sense of security.
4) Invest in Energy-Efficient Upgrades
Upgrades that are energy efficient, like setting up a programmable thermostat, as well as sealing any air leaks inside the home, could reduce your rising utility bills while decreasing your impact on the environment. These improvements can also enhance the potential value of your property, making them an excellent investment for those who are new homeowners.
5) Get to Know Your Neighbors
Building strong relationships with your neighborhood and in your community will increase your sense of belonging as well as provide an important support network. Attend neighborhood events in your area or join local neighborhood groups on social media as well as introduce yourself your local neighbors. Establishing relationships with your neighbors can help to create a sense community but also can be useful in the event of an emergency or in times of need for assistance.
When you’re the first homeowner in your home, it’s crucial to remain vigilant and up-to-date. If you follow the five suggestions that follow, you will be able to protect your investment, save money and create a secure and comfortable living space for your family and yourself. Be aware that an independent insurance company like ours can assist you in getting the best insurance at the lowest cost. Don’t be afraid to ask for help or advice when you begin to settle into your new residence.
Are you ready to protect your new residence with the appropriate insurance policy? Get in touch with Hoell Insurance Agency today to discover how we can assist you! Call us toll-free at (262) 214-0999 or stop by the office in W175N11081 Stonewood Dr UNIT 200, Germantown, WI 53022, or use our online form to contact us here. Let us assist you in finding the best insurance for your new home!